Banks are stupid.
Inherently. Corporately. Stupid.
They do not practice nor promote good business practices.
If banks had to live by & succeed off of their business practices they would go bankrupt.
But banks are repeatedly 'rescued' by our federal government. So they have no incentive to practice business in a manner that would sustain their existence.
Banks make their huge profits off people. Families. Hopes & dreams. And by cheating people.
Read your history. Look into old books & headlines. Banks haven't had to make sense or sound decisions for at least a hundred years.
They ruin lives with poor business practices & the government bails them out & backs them up.
No I'm not anti-capitalist. I'm anti-cheat. I'm anti-running up fees just because they can. I'm anti-foreclosure in a ridiculously bad market where empty house just sit & rot because they can.
I know good people work for banks. I know some local banks are still run as a business & not as a mega monster money sucking corporation but very few.
And at those huge money sucking corporations NO ONE takes responsibility. It is never their choice or their responsibility or their decision.
Funny how that works huh?
Yes I am mad. Yes I am frustrated. Yes I hate banks. And no that isn't going to change anytime soon.
If I had any money I would bury it in a coffee can under the back porch.
Proverbs 22:7
The rich rules over the poor,
And the borrower is servant to the lender.
Blessings.
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